5 Ways for Teenage Drivers to Find Low Insurance Rates

Here is an excerpt from a new blog post at GreggMarcus.com:

Auto insurance companies typically feel that teenage drivers pose a higher risk because of their young age and lack of driving experience. This higher risk generally leads to increased car insurance rates for teens. In this post, Long Island Insurance Executive, Gregg S. Marcus, lists 5 ways teenage drivers can take to find lower car insurance rates.

1. Consider a higher deductible
Increasing the deductible to $500 or $1,000 can save you 10-20 percent on your premium. You will want to decide if you can afford the out-of-pocket costs in the event that your teenager gets into an accident.

2. Student and course discounts
If you have a B or better grade point average, let your insurance company know. Insurers will often offer good-student discounts, which typically range from 5-10 percent.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

Road Rules to Keep Your Teen Driver Safe

Here is an excerpt from a new blog post at GreggMarcus.com:

Did you know that one in five teenage drivers is involved in a crash within their first year of driving? Also, nearly half of the fatal crashes involving 16-year old drivers were single vehicle crashes. Many of these involved teens using their cell phones while driving. These statistics are very scary, especially for parents of teen drivers. It is always important to give your newly licensed teen driver a few safety rules to follow whenever they hit the road, so you can feel secure turning over the keys. Gregg S. Marcus, a Long Island Insurance Executive  shares some driving tips to keep your teen driver safe on the road:

Buckle up!
Seat belts saved nearly 13,000 lives in 2009, according to the National Highway Traffic Safety Administration (NHTSA). Remind your teenager again and again how important that single little click can be. Statistics show that seat belt usage is lowest among teenagers, even though seat belts continue to be proven as the No. 1 life-saving device in accidents. Make sure your teen wears a seatbelt at all times, and set a good example by always wearing yours.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.