Besides being a Long Island Insurance Executive, Gregg S. Marcus is also a humanitarian and philanthropist. Gregg always finds the time to lend a hand to charities that he holds close to his heart. With Rosh Hashana beginning tonight at sundown, this would be the perfect time to feature one of Gregg’s favorite charity organizations, Hineni Jewish Heritage Foundation.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Hineni means, "Here I am." It was the response of all the patriarchs and prophets of Israel to the call of G-d and signals total dedications and commitment to Jewish life. In 1982, Hineni Heritage Foundation first opened its doors in New York City. Today, the center, which was the first of it’s kind in the world, offers a comprehensive series of programs, including Torah, Talmud, Kabalah, Prophets, History, Rituals and Ceremonies in the home and synagogue, Hebrew language and Prayer, and one-on-one tutoring. Hineni also offers lectures, family counseling, an introduction service for singles and social gatherings.
Thursday, September 29, 2011
Tuesday, September 27, 2011
With Hurricane season still in full swing, chances are we will get hit with at least another bad storm this year. It is important to know if your homeowner’s insurance covers issues like these. If a tree falls onto your roof during a storm, your homeowner’s insurance policy WILL cover the repair of your roof as well as some, if not all, of the cost of tree removal. However, had the tree not hit your roof, your insurance may not cover any of the tree removal charges. In this post, Gregg S. Marcus, a Long Island Insurance Executive, explains what steps to take after a tree falls on your home’s roof during a storm.
To read this post in it's entirety, click here to visit the Gregg Marcus official website.ROOF DAMAGE
The first thing you need to do is contact the insurance company to report the damage. You should do this right away! Many insurance providers have 24/7 claims hotlines; so don’t hesitate to call them at any hour to let them know about any storm damage. The insurance company will want to send an adjuster out to your property to conduct an inspection, but you should also keep a record of the damage by taking pictures and/or videotaping the relevant area of your home.
Saturday, September 24, 2011
Do you have tons of paper bills piled up on your desk? The first step in cleaning out the clutter is adding less of it. Long Island Insurance Executive Gregg Marcus makes it easy to get and stay organized with paperless billing! With a Paperless insurance policy, you receive your bills and most other policy documents electronically instead of paper copies that are delivered by U.S. mail. This is the fastest and most convenient way to reduce your mail burden and do some good for the environment too! The best part? It’s FREE to eligible customers.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Why Enroll in Paperless Billing?
- With a Paperless policy, your documents are stored securely online and you print only documents you need. You benefit the environment while gaining convenience and accessibility.
Thursday, September 22, 2011
In addition to being a Long Island Insurance Executive always finds the time to lend a hand to charities that he holds close to his heart. One of those charity organizations is the Kidney & Urology Foundation of America (KUFA) . KUFA is a national, not-for-profit organization dedicated to helping people with kidney and urologic diseases and individuals waiting for organ and tissue transplants.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
“I’ve been involved for over sixteen years,” says Gregg Marcus about KUFA. “A friend’s wife just donated a kidney to her daughter and another friend’s son donated a kidney to his father. It’s the circle of life in the true form,” Gregg states about the organization.
Tuesday, September 20, 2011
A fire can destroy an apartment in only minutes. A tornado can destroy one in just seconds. These scenarios or even a robbery in your apartment can end up costing you thousands of dollars in order to replace all of your personal belongings. Think you don’t have enough property to justify the expense of your own insurance? The value of your belongings may shock you. “Your sporting goods, electronics, computers, clothes and furnishings may be worth more than you realize,” says Gregg S. Marcus, a Long Island Insurance Executive . “It is wise to check into renter’s insurance before an unexpected event like this happens.”To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Your landlord's insurance policy covers damage to the building structure and the landlord's property from a fire, storm or theft, but this policy will not cover your property or liability. Renters insurance (also known as a HO4 policy) covers you against specific types of losses – such as damage from lightning, fire, storms, vandalism or theft – so that you can replace or repair your property in the event of an incident. If you had to pay out of pocket to replace items such as laptops, televisions, clothing and other expensive possessions, this could cost upwards of $20,000.
Sunday, September 18, 2011
According to the Insurance Information Institute, the average American driver spends over $900 per year on car insurance. There are many factors that impact the amount a driver pays for their automobile insurance. In this post, Gregg S. Marcus, a Long Island Insurance Executive, discusses what steps to take to cut those high premiums down!To read this post in it's entirety, click here to visit the Gregg Marcus official website.
If high gas prices have led you to cut down on your driving, make sure your insurance company knows it. Ask your agent what the low mileage discount is on your policy. Generally if you drive less than 7,500 miles a year, you'll qualify for a 5 percent discount. Driving less than 5,000 miles a year will usually give you 10 percent off your insurance.
Thursday, September 15, 2011
In addition to being a Long Island Insurance Executive, Gregg S. Marcus finds the time to lend a hand to charities that he holds close to his heart. One of those charity organizations is the Long Island Children’s Museum (LICM) in Garden City, NY. The museum is home to 14 hands-on, interactive exhibit galleries, a 145-seat state-of-the-art theater and three classroom-size learning studios where visitors of all ages can explore freely for a few hours or even an entire day!To read this post in it's entirety, click here to visit the Gregg Marcus official website.
“The Children’s Museum is one of the best destinations to bring the family on Long Island,” Gregg says when asked about LICM. “It’s a new adventure every time you go.” Children will love the many fun hands-on activities, such as “Bricks & Sticks”, where kids and adults alike can create architectural masterpieces using blocks, sticks and connectors; or create a virtual space with an interactive software exhibit.
Tuesday, September 13, 2011
An insurance company can cancel or choose not to renew your homeowner’s insurance policy for many different reasons. In some circumstances, it is completely preventable by the homeowner. However, in many other situations, it is completely out of the hands of the homeowner. This is a major issue because having a homeowner’s insurance policy on your home is a non-negotiable with the bank when financing your home. In this post, Gregg S. Marcus, a Long Island Insurance Executive, explains why an insurance company may choose to not renew a policy.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Preventable reasons that a homeowner’s insurance policy may be canceled or not renewed include:
- Non-payment of insurance premiums
- Giving incorrect information or non-disclosure of important information about the home to the company
- Failing to act in accordance with safety guidelines (i.e. not removing things like pools and trampolines).
Saturday, September 10, 2011
If you’ve been waiting to settle a car accident claim and are confident about how much you think your claim is worth, you can preempt the adjuster’s settlement offer with your own settlement proposal, also known as a demand letter. This letter would outline fault (if this is an issue in your claim), damages and ask for a specific dollar amount to settle your claim. In this post, Gregg S. Marcus, a Long Island Insurance Executive, explains the most important elements to include in a convincing demand letter:To read this post in it's entirety, click here to visit the Gregg Marcus official website.
YOUR SIDE OF THE INCIDENT:
Write a concise account of the accident. Make sure to refer to any notes you have, police reports, witness reports, relevant laws or other records. Keep it short and simple and stick to the facts.
Thursday, September 8, 2011
Besides being a Long Island Insurance Executive, Gregg S. Marcus finds time to assist charity organizations that are close to his heart. One of those organizations is the Sunrise Day Camp, where ‘children with cancer find a new beginning every day’. Sunrise Day Camp is the only dedicated day camp in the country for children battling cancer as well as their siblings. This place is more than just a day camp; it’s a world away from the harsh realities of doctors, hospitals and cancer treatments.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
“I try to get there as much as possible during the summer,” Gregg Marcus says when asked about Sunrise Day Camp in Oceanside, NY. The camp, situated on 300+ acres just minutes from the Nassau / Suffolk border meets the emotional, social, recreational and physical needs of children with cancer while allowing them to enjoy the comfort and safety of their own home each night. The camp offers a full, multi-week summer camp activity program as well as year-round camp-like programs. Best of all, the camp is offered at no charge to all children being treated for cancer on a non-sectarian basis.
Tuesday, September 6, 2011
A Business Owner Policy (BOP) is an insurance package that assembles the basic insurance policies required by a small business owner in one simple bundle. Since it is a single policy, it is always cost-effective; costing less money than if you had purchased each individual policy separately. Gregg S. Marcus, is a Long Island Insurance Executive, answers the most commonly asked questions about a Business Owner Policy below:To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Is a Business Owner Policy (BOP) right for my business?
Business owner policies are specifically designed for small to medium sized businesses such as retailers, wholesalers, service businesses and small offices. A BOP is not recommended for larger companies or for manufacturers who can face greater liability risks.
How does a BOP protect my business?
Business owner’s need to protect more than what an individual policy would cover. In order to protect your buildings, equipment and products, a BOP contains property coverage. It also protects your business from lawsuits with liability coverage. Since every business is different and carries different risks, a BOP can be customized to fit your needs.
Sunday, September 4, 2011
According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States and causes more than $2 billion in property damage annually. With new storm Katia forming in the Atlantic, we may have another Hurricane hitting Long Island and causing major flooding soon. It is important to have your home prepared ahead of time to minimize losses and ensure your family’s safety. According to Gregg S. Marcus, a Long Island Insurance Executive, follow these steps to keep your home and family safe in a flood disaster:To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Make a Family Emergency Plan Before a disaster hits, plan and practice a flood evacuation route with your family. Make sure you know safe routes from your home, workplace and children’s school to shelter on higher ground. Also create a safety kit, or “go bag” with enough drinking water and non-perishable (canned) food to last your family a few days. It should also include a first-aid kit, a battery operated radio, blankets and a flashlight. Keep it near the front door of your home so you can grab it quickly if you are evacuated. And lastly, don’t forget your pets! Have a plan in place for them. Most shelters don’t allow pets, so make sure you know what you will do with them if you are evacuated.
Saturday, September 3, 2011
The premiums you pay on your homeowner’s insurance can vary by hundreds of dollars; depending on the insurance company you buy your policy from. Gregg S. Marcus, a Long Island Insurance Executive, gives you five other important things to consider when buying homeowners insurance.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
1. Raise Your Deductible A deductible is the amount of money you have to pay toward a loss before your insurance company will start to pay the claim, according to the terms of your policy. The higher the deductible, the less money your insurance premiums will be! Currently, most insurance companies recommend a deductible of at least $500. If you can afford to raise your deductible to $1,000, you may save as much as 25% off your premium. Depending on where you live, there may be separate deductibles for certain kinds of damage. For example, if you live in an earthquake-prone area, your earthquake policy has its own deductible.
Friday, September 2, 2011
Exhaustion, Injury, Stress – take precautions to avoid these post-disaster risks.Just because the storm has passed, does not mean the risks have as well. It is important that you continue to take care of the health of both you and your family.To read this post in it's entirety, click here to visit the Gregg Marcus official website.
Exhaustion Avoid exhaustion by pacing yourself. While you may be anxious to finish any clean up and get life back to normal as soon as possible, don’t over exert yourself. Set goals and maintain a reasonable pace. Take care to drink plenty of water, rest and eat well. Remember the old adage, “slow and steady wins the race.”