Showing posts with label Gregg Marcus. Show all posts
Showing posts with label Gregg Marcus. Show all posts

Friday, June 22, 2012

Why You Need Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

A homeowner’s insurance policy protects those who own their own house in the event of a tragedy, theft, or any other unforeseen incident.  Those individuals who rent instead of owning a home, renter’s insurance exists to offer the very same protections.  People whom of which live in apartment buildings are not usually required to have insurance, though in many cases it is a very good idea to have it. The owner of the building may have an insurance policy which offers some protection in the event of fire or theft, but that policy will not cover one’s personal belongings. Renters who possess valuable belongings should consider purchasing a renter’s policy in order to protect themselves. In this post, Long Island Insurance Executive, Gregg S. Marcus http://greggmarcus.com/about/ explains the importance of renter’s insurance and the options available for purchase.

Most renters will indeed require an insurance policy. Financial compensation is given in the event personal belongings are destroyed, stolen, or damaged in any way shape or form.  Renters may have inexpensive items that can be easily replaced. And other renters may just simply not care about having to spend extra money to replace their belongings in the event of an accident, although this group of renters tends to be a small one.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Easy Ways to Save Money on Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many individuals wonder if prepaying all or part of the auto insurance bill can save you some money, the simple answer is yes. Especially if your company gives a discount for this activity as most insurers do. You may be wondering what it exactly means to prepay your bill and how to be sure that your company offers this service. Prepaying your car insurance is essentially self explanatory. You are to pay in advance all or part of your premiums for a given period of time. Most commonly car insurance is billed in six month premium installments. In this post, Long Island Insurance Executive, Gregg S. Marcus explains thoroughly how you can save money by simply prepaying all or part of your auto insurance premium.

The auto insurance industry has come to the conclusion that a six month time period is the prime amount of time that allows for two things to occur. Initially they have far less work to do accounting wise which makes the company eligible to cut overhead, being that premiums are paid twice a year. And secondly, six months is a short enough time to sweep the DMV’s records on a regular basis and adjust premiums whenever appropriate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Car Insurance Coverage: Do You Have Enough?

Here is an excerpt from a new blog post at GreggMarcus.com:

After you have an accident it is not the time to find out if you have enough car insurance coverage. Most of us don’t spend a lot of time pondering whether or not we carry enough car insurance coverage. When you originally purchased your policy, whether online or in person through an agent, you probably just made the assumption that your previous coverage was enough and rolled them all into your current policy. In this post, Long Island Insurance Executive, Gregg S. Marcuswill explain how to analyze your current car insurance plan and determine whether or not you have a suitable amount of coverage.

With the popularity of buying insurance online you risk the danger of carrying to little insurance which becomes a reality for many consumers. Buying car insurance without a complete question and answer session with an insurance professional or at least a company representative over the phone is not a wise choice. As you get older so does your car insurance policy. With age generally comes more assets and financial responsibility. If you still have the low liability limits that you had at a younger age, then it may be time for a thorough review of your situation to determine if you need more adequate insurance coverage.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, June 15, 2012

How Do I Insure My New Business?

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring a new business can be a quite stressful process, though with some help it is not too grueling. Business insurance itself is far different than your homeowner’s insurance in the way that it is purchased and the protection offered. It is important to look at the coverage options available to your business. Most new business should consider the basic coverage available to best protect themselves. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how one should go about insuring their new business and what types of coverage vary from one company to another.

The basic types of coverage available are property insurance, general liability insurance, casualty insurance, and commercial vehicle insurance. Property and casualty insurance together will protect most of the hard assets of the business such as your furnishings, equipment, and computers. Liability insurance on the other hand will protect your company against a claim made by any other business. If you have employees when you begin your business you are going to need to acquire a form of workers compensation insurance as well.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Adjusting Your Homeowner’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

It is true that your insurance portfolio is quite similar to maintain an automobile. You need to regularly get a tune up and change your oil such that with an insurance policy, as life changes you are required to make certain tweaks and adjustments to your policy. In this fluctuating real estate market you many need to adjust your coverage prior to a claim, otherwise instead of saving money you may find yourself with a claim not covered by your current policy. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain why it is proper and necessary to adjust your homeowner’s insurance policy.

The personal property coverage or contents coverage for a homeowner’s policy is a default percentage of the dwelling. Discuss this limit with your agent as it compares to the appraised value or market value of your home. Many people hold policies that have not been reviewed in a number of years which results in an insufficient dwelling value. The worst possible time to learn of your homeowner’s insurance being insufficient is of course in the time of a claim. It is not your agent’s responsibility to make sure you read your policy.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Buying Auto Insurance for a New Driver

Here is an excerpt from a new blog post at GreggMarcus.com:

Purchasing auto insurance for a new driver can be an arduous and stressful situation to be in. it is true that most insurance companies will offer policy options for new drivers, the rates they charge are some of the highest the law will allow. New drivers face a number of obstacles when searching for car insurance. It goes without saying that in order to find reasonable coverage at an affordable rate, a new driver with the help of their families should take the time needed to investigate and attain the best policy out there. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what insurance is best for a new driver and how to go about achieving the lowest rates possible.

It is obviously best to shop comparatively, a broker can assist you in eliminating many companies that do not offer new driver friendly policies and will help to compare and contrast the best plans out there for you at your own personal budget, while also exploring other ways to facilitate saving money on your insurance premium. The golden rule in the insurance industry is of course the higher risk the more you will pay for your insurance premiums. This is true in all insurance areas but even more relevant in regards to auto insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, June 8, 2012

Tips for Finding and Insuring a New Apartment

Here is an excerpt from a new blog post at GreggMarcus.com:

If you are searching around for a new apartment, there are many options for finding a nice place, though you must be willing to do a bit of legwork. As with most things in life the more hard work you put in to researching, shopping and previewing the better your chances of finding a great place to live. In this post, Long Island Insurance Executive, Gregg S. Marcus  will explain the best ways to go about searching and properly insuring a new apartment and lay out some helpful tips regarding the apartment hunting business.

You need to first give yourself plenty of time to do an adequate search for your new residence. You should be well aware of your moving time frame. There should be absolutely no reason that you do not spend a few months shopping for places to live. A recommended time to start looking is two or three months prior to your current lease ending, before you know it, you’ll have to relocate for one reason or another.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

What You Should Understand About Home Owner's Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

You can easily reduce the rates of your home owner’s insurance with a few quick methods. Everyone knows that homeowner’s insurance can be a great expense but it is simpler than most realize to minimize. With little to no effort you can go from overpaying every month to saving up to hundreds a year. In this post, Long Island Insurance Executive, Gregg S. Marcus will lay out some helpful tips about how to save on your homeowner’s insurance and still hold all the coverage needed to stay safe.

One of the easiest and first things you should go about doing when looking to save on your home insurance is to insulate your water pipes. One of the most commonly claimed damage regarding homeowners insurance is a burst water pipe. Any claim with your home insurance provider will dramatically increase you annual insurance premium, therefore it goes without saying that you should insulate your pipes and save money!

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Car Insurance Rates After an Accident

Here is an excerpt from a new blog post at GreggMarcus.com:

A car accident can truly and seriously affect your existence. A vehicle accident can be distressing and pricey, though apart from coping with the auto repairs and insurance claims you should also be aware of the expense of possible hospitalization and medication if anyone receives injuries. This being said the act of an accident can greatly affect and hurt your life both physically and financially. In this post, Long Island Insurance Executive, Gregg S. Marcus explains what you are to go about doing after getting into an automobile accident and how to handle the situation with as little stress as possible.

If one is to own a vehicle for a long time it goes without saying that you would like to obtain the best from your investment. Therefore it is important that you start searching for car insurance rates and evaluating what is best for you. Many people neglect the significance of insurance coverage for his or her vehicle. It is important to take advantage of getting a guaranteed intends to support your demands of insurance. With insurance coverage you don’t have to worry about the expense of fixing and looking after your vehicle.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Monday, June 4, 2012

Different Ways to Obtain an Auto Insurance Discount

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people nowadays are searching for a number of ways to reduce their monthly expenses, especially during these rough economic times. Some have accepted the art of couponing while others hold back on certain services such as cable and telephone luxuries. Another simple and effective way to reduce your regular bills is to shop around for car insurance quotes and utilize discount rates that are commonly offered. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain the most effective ways to save money and reduce your monthly car insurance payments.

By shopping around for multiple quotes and using the many discount rates offered by different companies you can easily achieve cheap quotes and a significant amount of savings as a customer. Some believe that online quotes are cheaper than that an insurance agent will find for you, this is not true as a qualified agent will be more knowledgeable about the field and better prepared to find a plan that is right for you.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Home Inspection Tips for Buyers

Here is an excerpt from a new blog post at GreggMarcus.com:

Getting a home inspection is one of the most vital steps prior to buying a home. For buyers, it may be the grounds for negotiating price offers, planning potential renovations or establishing what needs to be fixed in the near future. An inspection is designed to be a fairly comprehensive diagnostic test on the condition of your possibly new home. In this post, Long Island Insurance Executive, Gregg S. Marcus will give some helpful tips regarding a home inspection in hopes of enlightening buyers about the importance and usefulness of a home inspection.

A home inspection is designed to educate both buyers and sellers about certain problems that should be taken in order to prevent any long term damage. Some issues may require immediate attention while others may be the grounds for negotiation and barter prior to moving into the home. Here are some fundamental tips on what to pay attention to when having a home inspected.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Insurance for Business Vehicles

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring vehicles for a business is quite a tricky situation to delve into, though it is a very necessary and recommended process. Business Cars serve a number of functions which include making sure that workers get to and from t heir business meetings, look professional, or even be used as advertising material. Insuring any vehicle in general is a very important business that you can’t ignore. If you want to choose the right company that will give you the fairest deal you must first understand what will best suit the needs of your business and employees. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how to go about acquiring the proper type of automobile insurance for your business vehicles.

When determining which company to go with you should not be persuaded by creative and enticing commercials and advertisements. You should be concerned with companies that have the highest-rated customer service support, often ranked by state and even worldwide. It is important to analyze the client base of a company as well as view average premiums of current customers to see which are the lowest. It is also nice to encounter companies whose agents are cooperative and helpful over the telephone.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, May 25, 2012

Confusing Insurance Terms Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people upon receiving an insurance policy renewal of any sort often find that many insurance terms are confusing and indefinable.  Of course those in the business itself have little to any trouble conceiving the long and tedious contracts. If you don’t ask for explanations of specific terms and concepts there is an assumption that you understand them, many of these terms are quite befuddling to the layperson.  In this post, Long Island Insurance Executive, Gregg S. Marcuswill define and elaborately clarify many confusing insurance terms and conditions.

Two very common phrases often uttered throughout an insurance policy are replacement cost and market value; this is of course when referring to a homeowner’s insurance policy. Replacement cost and market value are affected by the fluctuations in the economy, including the costs of labor and other materials or housing demands. Often the market value of a home will be a bit higher than the replacement costs or vice versa.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Things to Consider When Renting a Car

Here is an excerpt from a new blog post at GreggMarcus.com:

As summer is approaching many people are beginning to plan vacations. Though most people do realize they may be renting cars throughout their vacation they do not usually contemplate very much about car rental insurance until they are in the position of deciding whether or not to take out a temporary policy. This of course can lead to some hasty and costly decisions. Many people will stand at the rental counter trying to decide if the coverage is actually worth it. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what you need to consider when renting a car and taking out a temporary insurance policy.

There are usually four types of auto insurance offered when renting a car and this can possess some confusion. Most individuals do not know whether or not they should take out the insurance in the first place let alone which of the four options are necessary. If you begin to do your homework on car rental insurance you will realize there are a few points to consider. You should initially contact both your current insurance agent as well as the credit card company you plan on purchasing your rental with

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Why Non-Car Owners Need Insurance Coverage

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people would not understand the purpose of an auto insurance policy for non car owners. This usually comes as a big surprise to many individuals but a car insurance policy is a wise move even for those who do not own a car. Without proper coverage you are eligible to fall into a number of situations that will be discussed at full length later on. In this post, Long Island Insurance Executive, Gregg S. Marcuswill discuss the importance of auto insurance regardless of whether or not you own your own vehicle.

Cities which have a dependable mass transit system may lead you to believe you may not need a personal car for your daily movements. In an instance such as this you may think a car rental service will be there to take care of the times in which you must have a vehicle. When you rent a car, you also get an insurance coverage policy for a small period of time. Though a non-owner insurance policy turns out to be even cheaper than purchasing the short term insurance a rental company offers.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, May 18, 2012

Auto Insurance—How and Why to Switch

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people seem to hear that you can save some premium dollars if you switch from one auto insurance company to another. Usually companies will cut you a break if you are switching over from one of their competitors, this is the truth, however there is a bit more to it than simply saving money. You may be asking why I should switch my insurer. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how to go about switching insurance companies and how in the end it could save you hundreds on your premium.

If you are searching for better rates you should be sure to get comparable service. If you are only sure of lower rates but may be losing the provided service you were once receiving or the quality and extensibility of the coverage you should think twice before making the switch official. If you are just altogether dissatisfied with your current insurer for whatever reason, it is suggested that you shop around for a better company.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Business Insurance at its Simplest

Here is an excerpt from a new blog post at GreggMarcus.com:

Proper business insurance does not have to be complicated. Many feel that putting business insurance in place can be an overall haunting and grueling task. Though, many business owners start out by putting off attaining business insurance and throw it on the back burner. This should not be the case as it is not as terrible a task as it seems. Most owners do this because they feel the purchasing of insurance is either overwhelming or unnecessary. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how simple and also how important business insurance is to your company, your employees, and yourself as an owner.

When considering insuring your business you should never feel the policy will be either too expensive or too unnecessary. It is important to first understand the basics of business insurance. Each and every business should have general liability insurance, a form of property insurance, and depending upon the amount of employees—workers compensation. There is also a multitude of additional coverage options out there as well as specific types of business insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, May 11, 2012

Reasons to Get Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people these days are anti-insurance and view policies as being a hustle intended to divest ones hard earned money due to the slight probability that something might happen to harm you or your possessions. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain why it is vital to take out a renter’s insurance policy even in the unlikely event of a disaster occurring.

Thievery is obviously an awful occurrence, unfortunately it exists and it is at often times difficult to prevent. It is common that even individuals you trust and welcome into your home may take advantage of your kindness and possibly walk out with an item or two of yours. It is circumstances such as this that you should possess a form of insurance to protect your valuables. An average renter’s insurance policy will layout what specific items are covered as well as their costs.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Friday, May 4, 2012

FAQ: Small Business Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

All policies are organized by specific sections and regardless of what insurance company you use there are many similarities in the contract provisions. It is important that you know what the sections are and typically what they are describing in order to help you quickly get information that you need from these contracts which at often times exceed one hundred pages. In this post, Long Island Insurance Executive, Gregg S. Marcus clearly lays out the facts, myths, and everything else you must know about insuring your small business.

The initial few pages are usually the declarations page or pages. These declare the name, address, amount of coverage and specific limits that the insurance carrier will provide the client. It’s more or less a brief summary which will highlight the main factors of the risk the insurer is providing the coverage for.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Auto Insurance for Young Drivers

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring a teen or young adult is obviously extremely expensive. Depending upon the age of the drive, the make and model of the vehicle, and the applicable state restrictions enforced by the law, adding a young or teen driver can increase insurance rates by 100 percent or more. It is surprising that so many parents are even willing to license their teens with insurance premiums being affected so greatly and increasing uncontrollably. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what you need to know about insuring a young driver and what you can do to prevent your rates from rising immensely.

The high cost of insurance for a young driver is due to the one simple fact that teen drivers and younger adults pose a much higher risk of loss for the company. Premiums for any type of insurance be it life, health or automobile, are always based off of risk. Studies have proven that for younger inexperienced drivers, risks are four times as high as any other type of driver. The cost of claims from teenage drivers involved in accidents is also proven to be higher than those of adult drivers.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.