Preparing Your Home for the Winter Season

Here is an excerpt from a new blog post at GreggMarcus.com:

Winter will be here next week, which means now is the ideal time to take the steps needed to winterize your home. You’d be surprised how much money you will save and how much more comfortable you will be by properly preparing your house for the cold weather. In this post, Long Island Insurance Executive, Gregg S. Marcus, lists some ways to prepare your home for the season ahead. Is your home ready for the winter?

Fireplace Draft
A fireplace can be a wonderful place to relax in the winter but it is also an ideal route for cold air to enter your home. You can seal the opening with an insert or you may also find that putting in a fireplace door is more cost-effective and convenient.

Install Energy-Efficient Windows
Single pane windows let out a great deal of heat. Double pane windows absorb the heat from the outside, while keeping the heat from the inside from escaping.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

FAQ: What is Employment Practices Liability Insurance?

Here is an excerpt from a new blog post at GreggMarcus.com:

Any small business that has employees is at risk at litigation. Employment Practices Liability Insurance (EPLI) is a policy that helps protect small business owners from any claim that can arise from employees in relation to how the owners conduct their business. Employees can file a claim for discrimination, wrongful termination, sexual harassment or wrongful discharge. Small business owners need to protect themselves against these types of threats. Gregg S. Marcus, a Long Island Insurance Executive explains the basics on Employment Practices Liability Insurance.

EPLI may be part of a comprehensive directors and officers policy or a stand-alone policy. It can be purchased in amounts from $1 million to $25 million with subsequent deductible levels. Many policies exclude coverage in the event of a merger or major downsize. Deliberate actions such as criminal conduct are also excluded. The policy can provide coverage for employees, independent contractors and even leased employees. Coverage for independent contractors is particularly important, due to the lack of direct supervision associated with performance.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.