Saving Money on Your Homeowner’s Insurance Policy

Here is an excerpt from a new blog post at GreggMarcus.com:

Residents throughout the country are always looking for ways to cut back on their expenses and tighten their household budgets. A great way to start is by reviewing your homeowner’s insurance policy. Homeowner’s policies can vary greatly from one home to another. It is always recommended that you shop around in order to find the best possible insurance rate. In this post, Gregg S. Marcus, a Long Island Insurance Executive explains the most efficient ways to select and save on your homeowner’s insurance policy.

Inquire About Discounts
Ask your insurance provider if they offer any discounts for bundling policies, say a homeowners and auto policy. At often times if you hold multiple policies with the same insurance company they will offer you some form of discount or special deal. Some companies can offer a savings of up to 15%.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

Save Money on Your Car Insurance With These 5 Questions

Here is an excerpt from a new blog post at GreggMarcus.com:

In these tough economic times, it is important to try and save money wherever you can. Since every driver needs car insurance, this is a great place to start saving money. In this post, Long Island Insurance Executive, Gregg S. Marcus lists the top five questions to ask your insurance representative before deciding on a policy or renewing your current one to save more money.

1. Do I have too much coverage?
Depending on your current financial situation and the age and condition of your vehicle, it may make sense to drop some of your coverage. Thorough insurance coverage compensates for your car, medical expenses, a rental car, loss of wages and even psychological/emotional distress. However, if you have comprehensive medical coverage and enough money to replace your car in the event of an accident, there is no need for collision or comprehensive coverage.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

Preparing Your Home for the Winter Season

Here is an excerpt from a new blog post at GreggMarcus.com:

Winter will be here next week, which means now is the ideal time to take the steps needed to winterize your home. You’d be surprised how much money you will save and how much more comfortable you will be by properly preparing your house for the cold weather. In this post, Long Island Insurance Executive, Gregg S. Marcus, lists some ways to prepare your home for the season ahead. Is your home ready for the winter?

Fireplace Draft
A fireplace can be a wonderful place to relax in the winter but it is also an ideal route for cold air to enter your home. You can seal the opening with an insert or you may also find that putting in a fireplace door is more cost-effective and convenient.

Install Energy-Efficient Windows
Single pane windows let out a great deal of heat. Double pane windows absorb the heat from the outside, while keeping the heat from the inside from escaping.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

8 Ways to Cut Your Auto Insurance Costs

Here is an excerpt from a new blog post at GreggMarcus.com:

Car insurance is not a fun bill to pay every month. Every driver must be insured and according to the Insurance Institute, over 96% of Americans overpay for the auto insurance. Gregg S. Marcus, a Long Island Insurance Executive shares 8 ways to save each month on your auto insurance bill, which allows you to have some extra money in your pocket.

1. Increase your deductible
A higher deductible on both your collision and comprehensive coverage can lower your car insurance rates. Keep in mind that when you do this, you will have to pay more out of pocket at the time of an accident or other claim.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.

HOW TO: Save Money On Your Driving Expenses

Here is an excerpt from a new blog post at GreggMarcus.com:

A car’s upkeep doesn’t need to break the bank. By making a few changes, you could save hundreds or more over the course of the year. In this post, Gregg S. Marcus, a Long Island Insurance Executive shares litter changes that you can make to shave down the cost of your driving expenses.

Maintenance
Always follow the maintenance schedule that is recommended for your car. If you are diligent with maintenance, you will avoid paying for unnecessary service such as a transmission fluid change.

Gasoline
Every time you rev your engine, your gas consumption increases drastically. This can lead to a decrease in your vehicles fuel economy by as much as two miles per gallon. With prices so high, it makes sense to stay at the speed limit and avoid passing on the highway. Also avoid leaving your car idling for a long period of time.

To read this post in it's entirety, click here to visit the Gregg Marcus official website.