Here is an excerpt from a new blog post at GreggMarcus.com:
As many of you may know, there are plenty of factors that can affect
the premium you pay on your homeowner’s insurance. Being aware of these
factors can help you lower your premium in no time. In this article, Long Island Insurance Executive Gregg S. Marcus seeks to inform you of the five major factors that affect your premium.
First and foremost, the age of your home and the type of construction
it possess have an enormous impact on what you will pay for your
premium. This is mainly because if you own a relatively new home, the
structure and overall quality of the house is more reliable than that of
an older home. For this reason, insurance rates are lower for new
homes as compared to old homes. Structural features of a home,
including up-to-date electrical wiring, recent plumbing, and having an
HVAC (Heating, Ventilation, and Air Conditioning) system, can very
easily lower your premium.
To view this post in its entirety, click here to visit the Gregg S. Marcus official website.