Here is an excerpt from a new blog post at GreggMarcus.com:
If you’re a business traveler, then you understand that spending
constant time on the road can pose a lot of dangers. This comes into
play especially when driving a work vehicle that is not yours and is
rather, a vehicle provided by your company. Company cars possess a
different insurance policy altogether, possibly leading to issues if you
are unaware of the coverage that your company’s insurance provides. In
this article, Long Island Insurance Executive Gregg S. Marcus would like to give you some tips to ensure that you have coverage on the road as a business traveler.
The most efficient way to verify insurance coverage under your
company’s business vehicle is to speak to your manager beforehand. In
doing so, you can be aware of exactly what your company’s auto insurance
covers. Also, it is important to be in touch with your insurance
provider about what you are primarily using your own vehicle for. If it
so happens that the car you use for business is your own vehicle and
not owned by your company, then it is important that you inform your
insurance provider. Factors including the type of car you own, your
driving record, miles driven per year, and what you primarily use your
car for will determine the premium that your auto insurer sets for you.
So, if your vehicle is primarily used for business purposes, it is
essential that you make your insurance provider aware. Otherwise, you
could be paying more for your insurance than you should.
To view this post in its entirety, click here to visit the Gregg S. Marcus official website.
