Here is an excerpt from a new blog post at GreggMarcus.com:
Anyone who owns a vehicle understands that there are both perks and
downfalls to having car insurance. However, many people are unaware of
the fact that a few simple steps can significantly lower what they will
have to pay. In this article, Long Island Insurance Executive Gregg S. Marcus encourages
drivers to keep some factors in mind before signing for an insurance
company. First and foremost, it is important to contemplate key
insurance factors before purchasing one’s vehicle of choice. For
example, if one is to choose a car with turbo features, insurance
companies are likely to charge more because they will think you are more
inclined to speed since your car has features that allow you to do so.
Also, cars of higher value will have greater car insurance due to the
fact that they are more vulnerable to being stolen—thus, raising the
theft insurance. Other insurance factors include where you park your
car. If you park your car in a parking garage as opposed to on the
street, you can save on insurance premiums. It is also vital to be aware
of one’s credit score, for insurers base the amount of money you are
entitled to on this key factor.
When searching for an insurance company that is right for you, it is
essential that you base the insurance around your personal needs.
Oftentimes, phone calls must be made to verify that the insurance
provider is licensed by the state to do business in your given location.
Also, research should always be done on the insurance company itself.
After signing for a specific insurance provider, be sure that everything
is in order by keeping copies of all insurance paperwork.
To read this post in its entirety, click here to visit the Gregg S. Marcus official website.